Certificates of Deposit

Reliant Bank’s Certificates of Deposit offer a wide range of term options as well as competitive rates.  Our CDs are beneficial if you have a time specific savings need or if you simply want a guaranteed rate of return.  Depending upon your needs, your interest can either be compounded and credited monthly our withdrawn for immediate use.  Whether you are looking for the flexibility of a short-term CD or the security of a long-term time deposit, Reliant Bank has solutions to meet your needs.

Contact a Reliant Banker for current terms and rates.


Certificate of Deposit Account Registry Service®+

The Certificate of Deposit Account Register Service®, or CDARS®, is a way that Reliant Bank can offer you access to multi-million-dollar FDIC coverage for your Certificates of Deposit.  This service allows you to work directly with just one bank, receive one regular account statement, and receive only one tax form!   Click here for more detailed information or view the How CDARS Works video .

If you are interested in the CDARS service, please come in to the bank or call a helpful Reliant Banker today!


Individual Retirement Account

Reliant Bank offers Individual Retirement Accounts, IRA’s, which are one of the best tools to help you fund your retirement.  Our IRA Savings offers:

  • Competitive Tiered Interest Rate
  • Free E-Statements
  • Free Online Banking
  • 6 Free Withdrawals per Calendar Month ($5 charge for each debit over 6 per calendar month)
  • $5 Monthly Service Charge ($100 minimum daily balance requirement to waive the monthly service charge)


Please contact a Reliant Banker for current rates and product details.




+  Limits apply.  Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us.  The agreement contains important information and conditions regarding the placement of funds by us.  CDARS and Certificates of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.