Our Process

• Complete your loan application with the assistance of your Mortgage Originator.
• Discuss any questions regarding payments, escrows and any funds you may need for closing.
• Obtain any additional documents needed to prepare for your loan to close.

• The underwriter works with the loan processor and mortgage originator to ensure all loan documentation is correct and complete.
• The processor completes any documentation needs not met.
• The underwriter makes the final decision on your loan.
• Once approved, your mortgage originator will provide your Closing Disclosure no later than three days prior to closing.

• The closing attorney may contact you to verify your closing date, time and location.

It's the big day! Make sure you bring:

• A certified check or wire information for closing costs.
• Any additional documentation requested by the attorney.
• Two forms of valid identification.

The closing attorney will review all documents with you and answer any questions you may have. Congratulations! You're now a homeowner!

Do you have more questions? Please contact a Reliant Bank Mortgage Expert or give us a call today at 615-221-2040 and we will be happy to assist you in selecting the right loan or answering any questions you may have.