Credit Cards

Now until Feb. 28, 2018, apply for your Platinum Rewards Mastercard® at any Reliant Bank branch location, and you’ll earn an additional point for every dollar you spend on purchases within the first 90 days of opening the account. Plus, we’ll award you 5,000 bonus points when you spend $1,000 within the first three months of the account opening.

Points are redeemable for travel, gift cards, or monthly statement credits at a rate equivalent to 1% of purchases (for example, 8,200 points equals $82).

For purchasing power and bonus points, choose Reliant’s Platinum Rewards Mastercard®!

We are pleased to introduce our new family of competitive, feature-rich credit cards. Whether you are looking to earn points faster or lower your APR, we have a card that is right for you. Each card offers these great benefits:?

  • Secure online access, 24 hours a day, 7 days a week
  • Premium benefits
  • Multiple payment options
  • Apple Pay® and Samsung Pay™ contactless payment technology

With local decision making and servicing, quick turnaround and a variety of options, you will find our consumer credit cards  are definitely not "one-size-fits-all". 


Card Type


No annual fee*

No over-limit fees*

*Terms and Conditions

Platinum Rewards

No annual fee*

No over-limit fees*

*Terms and Conditions


No annual fee*

No over-limit fees*

*Terms and Conditions

Introductory Offer

0% Introductory APR on Balance Transfers and Purchases for 6 Months.  After that, the variable APR will be 10.24% to 18.24% APR based on creditworthiness.

*Terms and Conditions

Enjoy a one-time bonus of 5,000 points once you spend $1,000 on purchases within THE FIRST THREE MONTHS?

Attractive one-time signup bonus of 10,000 points once your spend $3,000 IN THE FIRST THREE MONTHS?


Our lowest APR allows you to:

  • Carry a balance each month and enjoy a low monthly payment.
  • Consolidate and pay off debt faster.
  • Shop more securely than with cash

Several ways to use your bonus rewards points, including:

  • Redeem a gift card and donate to support your favorite charity.
  • Redeem them toward your next flight purchase, baggage fees and companion airline ticket purchases. Plus there is no limit to how many points you can earn or minimum point value to redeem travel credit.
  • Use your points as credit toward your next cruise travel vacation.

Many ways to use your bonus rewards points, equal to $100 (10,000 points), including:

  • Use them as a cash credit to your Reliant Bank credit card statement.
  • Redeem food, clothing, electronics, movie and specialty show gift cards.

Earn double points for ever dollar spent on airfare, hotel, car rental and dining, and one point per dollar on all other purchases.**

All Consumer Cards Feature:

  • Multiple payment options, including automatic debit, on bill pay, in a Reliant Bank branch or by mail.
  • Secure online account access, 24 hours a day, 7 days a week.
  • 24-hour customer service phone line.
  • Mastercard Platinum benefits like extended warranties, price protection and auto rental coverage.
  • Apple Pay® and Samsung Pay™ contactless payment technology.

All Reliant Bank Rewards Cards:

  • Offer hundreds of rewards redemption options. Click here to view Rewards Redemption options and categories.
  • Are great all-around rewards cards that consistently give you one point for every dollar you spend.
  • Include redemption options lower than 5,000 points which means you can redeem items quickly.
  • Feature robust and easily obtainable rewards, including airline and other travel, gift cards and cash back.


Subject to credit approval.  Ask for details.

? Upon approval, a letter will be mailed acknowledging your new account.  The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit and select Rewards Terms and Conditions.  Rewards options are subject to change without notice.

**We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 (one) rewards points as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards points.