POTENTIAL PHISHING SCAM FOR RELIANT BANK
Phishing is a tactic scammers use to obtain customer information by crafting an email which looks like it is being sent from a legitimate organization, but when in fact it directs you to a bogus website to download malware and/or viruses or attempts to entice you to reveal sensitive personal information. Many financial institutions across the nation have been targeted by a group out of Nigeria who publish a website nearly identical to a legitimate financial institution with malicious intent. It has come to our attention that Reliant Bank may be one of those banks.
Our goal is to notify you of the situation and educate you on ways to protect yourself. Take caution, be alert, and stay vigilant when opening emails and/or clicking on links you may not be familiar with.
Here are some tips to consider:
- Look at the web address in the address bar. If there are misspellings, alternate names, additional names, or anything other than the official website name, you may be on a malicious site.
- Look at the website carefully. Scammers are good at mimicking other sites, but there will be some signs that you are on a malicious site such as different logo, different name, misspellings, and odd grammar.
- You will never receive an email from the bank requesting personal account information. If you are unsure if an email is legit, contact the bank and inquire.
Please click here for more information about Phishing.
Debit Card Alert:
Due to an increase in suspicious activity regarding foreign debit card transactions, Reliant Bank is taking extra precautions to protect you. Currently, all foreign debit card transactions are blocked. We recommend you use an alternate form of payment such as a credit card or cash when conducting foreign purchases. If your debit card is declined, there may be a temporary hold on your card due to suspicious activity. Please call 1-800-262-2024 24 hours a day, 7 days a week.
There is an increased amount of debit card fraud among our cardholders. We believe skimmers are the cause of most of this fraud. A skimmer is a device placed on an ATM, gas pump, or similar machine where a debit/ATM card is swiped. When the card is swiped it passes through the skimmer and on to the actual card reader, therefore providing the criminal with all debit card info from the magnetic strip. The cardholder is unsuspecting because their transaction completes successfully. The criminal then removes the skimmer once it has gathered numerous cardholder’s information and in turn conducts fraudulent transactions against those cardholders.
Please be cognizant when swiping your card at ATMs and gas stations. If anything looks suspicious or out of the ordinary, please do not use that terminal.
How to Protect Yourself From Fraud
• Your Debit Card – Reliant Bank works with our debit card provider to minimize our customers’ fraud exposure. Our provider has a Fraud Management Team which monitors our customers’ accounts to assess any suspicious activity. From time to time you may receive a call regarding your account activity. This is a protective measure in order to verify transactions on your account. The Fraud Management Team will never ask you for your account number, debit card number or PIN. If you are contacted by the Fraud Management Team and still have questions about your account, please contact your Reliant Banker for assistance.
• Protect Yourself from Skimmers - A skimmer is a device placed on an ATM, gas pump, or similar machine where a debit/ATM card is swiped and is designed to steal customer information. More info
• Protect Yourself from Phishing - Phishing is a tactic scammers use to obtain customer information by crafting an email which looks like it is being sent from a legitimate organization, but when in fact it directs you to a bogus website to download malware and/or viruses or attempts to entice you to reveal sensitive personal information. More info
• Protect Yourself from Vishing - Vishing is another tactic scammers use by leaving a voice message on your phone with instructions to call, often times, a toll free number where they request credit card numbers, PINs and other sensitive personal information. More info