Important Transaction Cutoff Times

Transactions must take place prior to the times listed to allow for processing on the same business day. Any transactions received after the posted times will be processed the following business day.

Personal Account Services

Wednesday, November 24

• Outgoing Wires – 3:30 p.m. CDT
• Incoming Wires – 4:00 p.m. CDT
• International Wires – 3:00 p.m. CDT

Friday, November 26

• Outgoing Wires – 3:00 p.m. CDT
• Incoming Wires – 3:30 p.m. CDT
• International Wires – 3:00 p.m. CDT

Business Account Services

Wednesday, November 24

• Outgoing Wires – 3:30 p.m. CDT
• Incoming Wires – 4:00 p.m. CDT
• International Wires – 3:00 p.m. CDT
• ACH files – 3:30 p.m. CDT
• Remote Deposit Capture – 6:00 p.m. CDT

Friday, November 26

• Outgoing Wires – 3:00 p.m. CDT
• Incoming Wires – 3:30 p.m. CDT
• International Wires – 3:00 p.m. CDT
• ACH Files – 3:30 p.m. CDT
• Remote Deposit Capture items received after 4 p.m. CST on Friday, Nov. 26 will be processed on Tuesday November 30.

ATM and Mobile Deposits

• ATM Deposits and Mobile Deposits received before 4:00 p.m. CDT on Wednesday, November 24 will be available Thursday, November 25.
• ATM Deposits and Mobile Deposits received after 4:00 p.m. CDT on Wednesday, November 24 but before 3:30 p.m. CST Friday, November 26 will be available on Saturday, November 27.
• ATM deposits and Mobile Deposits received after 3:30 p.m. CST on Friday, Nov. 26 will be processed on Tuesday, November 30.

If you have questions about cutoff times, please contact your banker.

Access to your account remains available at reliantbank.com, via our mobile app and at our ATMs. For a list of convenient ATM locations, click here.